BODY { background: url(Images/bg.jpg) no-repeat top left; background-color: #D1E7FF}
a:link, a:visited, a:active  { font-size:14px; font-weight:bold; font-family: Times; text-decoration:none; color: #123D85 }
a:hover                      { font-size:14px; font-weight:bold; font-family: Times; text-decoration:underline; color: #123D85 }

/* ALL PAGES */
#TITLE { font-size:16px; font-weight:BOLD; font-family: Times; text-decoration: NONE; color : #123D85 }
#TEXT { font-size:14px; font-weight:NORMAL; font-family: Times; text-decoration: NONE; color : #123D85 }

<STYLE type="text/css">
<!--
BODY {
scrollbar-face-color: #D1E7FF;
scrollbar-highlight-color: ;
scrollbar-3dlight-color: ;
scrollbar-darkshadow-color: ;
scrollbar-shadow-color: ;
scrollbar-arrow-color: ;
scrollbar-track-color: ;
}
-->
</STYLE>